Lendtree is much more than a P2P marketplace. Apart from providing end to end loan servicing, Lendtree diligently evaluates the credit risk of each of the loan projects, a post which it assigns risk category and recommends an interest rate for that project (a borrower can borrow at an interest rate which is higher than or equal to this rate). This helps the borrowers as well as the investors to have a benchmark interest rate. In the process, the investors get an opportunity to earn higher 'risk-adjusted returns' while the borrowers get an opportunity to get funded at the lowest cost possible as per their risk profile and market-based demand. We also provide legal and recovery support to investors in case of default by any borrower.
Lendtree is all set to change the way in which financial transactions are being currently carried out. Traditional financial systems due to their high operating costs such as high office rentals, high employee costs etc. are unable to diligently assess each of the customers as per their risk profiles. Therefore, they consider the retail loans (i.e. loans offered to individual persons) as 'flow' business which results in customers with varying credit quality getting bucketed together. This is not only unfair to
We believe in being upright and transparent. In the business of loans and finance distrust can be created very easily. It may take ages to build trust but takes minutes to lose it.
To fully understand the customer and their needs in order to give them personalized and customized loans as per their needs in a smooth and seamless manner.
The philosophy of the company is to provide services to clients after assessment of their profile, needs and risk-appetite. The basic work theme of the company is:
He is a graduate from Shri Ram College of Commerce, Delhi University and obtained his Chartered Accountancy degree from the ICAI in 1987. He has 33 years of post-qualification experience in accounting, taxation, capital Market operations and Real Estate Financing.
She is a senior Chartered Accountant with well established practice. With over 20 years of work experience, she has an expertise in Tax, Audit and financial aspects, and has clients across industries of Manufacturing, Pharmaceutical, Technology to Financial Services.
He is a technical–wizard and financial professional having 14 years of experience in requirement gathering & architectural analysis, component and interface design & development and providing advisory services in Corporate Functions.
He is a member of Institute of Companies Secretaries of India (ICSI) and also a law graduate from Delhi University. He is young and dynamic business leader having strong experience of two decades. He core skillset is in the field of Information Technology (IT), Corporate Governance, e- Governance, Fintech Management, Financial Planning and Financial Services.
He is holds over 26 years of experience in Company Law, Capital Markets & Financial Services. He has an immense interest and wide knowledge of IT and IT related products and is a great believer of use of information technology in corporate & retail financial services. His passion to bring innovative technologies to practical usages, makes him the raise the bar higher every time.
He is graduate cum- praise from Northwestern University, Chicago, USA. He is a technology buff and has several years of experience in augmenting business success thorough technological innovations. He worked in some of the biggest multinationals such as Microsoft, Deloitte and American Express. He has strong technical acumen, paired with experience in project management.