LendTree has developed a proprietary Credit Rating Score Model which incorporates a number of parameters such as credit history, financial ability & stability, social and other behavioural patterns of the borrower, using more than 100+ data points of personal & financial information and documents provided by the borrowers.

Based on the detailed analysis, LendTree in-house underwriting team assigns a risk category to the borrower (LendTree Risk Grades) from A – F, A being the category with the strongest credit profile and F being the weakest.

Basic Qualifying Criteria

• Applicant should 21 years of age or above
• should be an Indian National with valid address and ID proof
• should have a steady Income (INR 30000 or more in case Salaried or an annual business income of at least 10 lakhs in case Self-Employed)